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Finance and Payment Plan

Finance and Payment Plan

PayPlan by RBC presents the opportunity to finance your bike purchase and create a personalized payment plan tailored to your budget and preferences.

How To Get 0% Financing

Shop like you normally would, build your dream cart, anywhere between $300 and $10,000, and head to the checkout. Look for the Pay Over Time Trigger and start the process! Your dream cart is just a couple clicks away.

Step 1: Add to Cart

Browse our selection and add your desired bike to your ecommerce shopping cart.

Step 2: Checkout

During the checkout process, select PayPlan by RBC as your payment option.

Step 3: Approval

Once your purchase is approved for financing, complete the checkout process.

Step 4: Enjoy

Sit back and anticipate the arrival of your dream bike.

It's time to ride!

Application Process

The application process is quick and easy and all happens right in front of you.

Select Pay Over Time with PayPlan by RBC to begin!

Get Started

When you select the Pay Over Time with RBC PayPlan option you will be prompted to get started. Note this application will not affect your credit score.

Enter Email Address

First step, enter your email address to receive a verification code and to receive your final documents.

Mobile Verification Code

To protect your security you will get a mobile verification code to that email you entered.

Enter Name & Date of Birth

Continue to complete your profile by adding in your name and date of birth. Remember, no prior RBC accounts are necessary.

Enter Residential Address

Next up, enter your residential address. You will likely receive statements to this address should you select paper copies.

Select a Plan

This step will give you lending term options, show the offered interest rate, as well as the monthly payments. Make the selection that best suits your needs.

Enter Employment Info

Next up, employment details. This helps establish your credit and finalize your lending profile.

Review Your order

Time to review your order. This will be everything in your cart, your shipping details and your selected payment plan with interest and term length indicated.

Review Loan Agreement

Final step, review the loan agreement and accept.

Get Your Cart

Once everything is completed and approved, you should expect your order to arrive ASAP so that you can get out and start enjoying it.